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answerPrepaid Cards Clearing , settlement & recon having a program manager
Hi team, I would like to understand as to how is clearing, settlement and recon done when you have a program manager in place for prepaid cards. How are their fees determined and the other stuff that happens when they are involved.
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answerReading Material for Cards Payment Domain
Objective: Understanding the cards payment domains/POS Transaction/E-COM etc. 1. Are there any recommended books for stated objective? 2. Alternatively, what is the approach you suggest to achieve the same objective? 3. Can you suggest any blogs, channels, podcast or website related to card payments domains?
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answerPOS – Cards & Payment Domain
Hello, Please assist as what are the information captured when a debit/credit card swiped to a POS terminal (From megnetic strip) at terminal level only before it sends any formated data to a Acquirer bank and payment system. So, the fields/data captured at card reader level only before POS terminal passed it further. Thanks
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answerCertification courses about different cards
Hi Ramesh Sir, I am working as a production support analyst under cards and payments domain. I would like to take master card,visa,amex certification courses. Kindly advise if you are providing those certifications courses through online or suggest some good online web classes sites where we can register and get the certificate once completed the …
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answerHow ARQC/ARPC works- generation/Uses/Validation
How ARQC/ARPC works- generation/Uses/Validation
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answerISO 8583 data elements manual
Hello everyone, First of all many thanks for the youtube videos we learned alot. Can anyone send me the ISO 8583 financial transactions as i can’t find it for free anywhere
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answerCalculation of the Clear PIN from PVV
I’m working on payment system in a bank and I want to convert the PVV or pin offset to a clear pin , Is there is a way to do that? Or let me ask the question in a better way what is the best way to get a clear pin of the card?
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answerSMS vs DMS
Hi I have a debit card base of 1m cards that are currently on the SMS transaction procesing standard. We would like to enable the cards for e-commerce online payments. Do I need to convert to DMS to enable ecommerce? Looking forward to hearing your views. Kind Regards Herman
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answerPre Authorization transaction from POS terminal
Hello All, Can anyone please explain me what is the pre authorization transaction from POS Terminal. It is actually a legal thing or illegal, Does every POS will have this Option, Iam looking for a complete information on this topic,Thank you
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answer2 D account cnp
Sir Plese example about 2 D account for online payment for my NGO for donations use credit and debit cards what tyep gateway to use tell me plese
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answerTokenization
Hi, What is tokenization? Difference between tokenization and encryption? Where tokenization is used in cards.
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answerUsing HSM to get clear text
How we can decrypt messages coming from payment schemes provided we don’t have a clear key rather we have a key encrypted under LMK in the application?
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Questions